30JILI Maya — Limits, Fees & Settlement

This page covers Maya the payment rail. On purpose, no detail tied to a specific operator’s cashier appears here, and the last section covers the reasoning.

Maya at a glance

Maya states these as MONTHLY wallet limits. GCash’s stated ceiling is tied to the balance held at any one time. Despite how often it happens, a side-by-side reading of these two numbers is not meaningful, because what each one measures differs.

These figures reflect a single point in time, captured 2026-09. Because limits and fees change at a payment provider’s discretion and without warning, its own page is the sole up-to-date source.

How fast money actually moves

Maya settles real-time for InstaPay and wallet-to-wallet transfers, same banking day if PESONet is used instead. Before Maya gets a withdrawal, an operator may run its own review — a rail matter, not a casino one — and most of the waiting time comes from there.

A per-transaction cap of This Upgraded-tier account can send PHP 20,000 per transaction to another Maya user and move PHP 50,000 per day out through InstaPay. applies, which is why a larger transfer sometimes has to be split.

What Maya says about gambling transactions

General prohibitions on illegal activity and anti-money-laundering breaches are all that Maya’s e-wallet terms and conditions contain, with no gambling clause found after a direct read. Its CREDIT CARD terms — a separate product — flag ‘illegal gambling or unauthorized game of chance’ as restricted, with the stated consequence being suspension or cancellation of the card. BSP Memorandum M-2025-029, dated August 2025, covered Maya as well, which then removed its in-app gambling and gaming links. It matters that these are two distinct products: whatever a credit card agreement restricts doesn’t touch the wallet.

Verification tiers

• Basic — Purchases are limited to PHP 50,000 a day, and the wallet itself is capped at PHP 50,000 a month. Both InstaPay bank transfers and sending to other Maya users remain unavailable at this tier
• Upgraded — Verification here needs a video selfie, valid ID, and a verified address. The wallet is capped at PHP 100,000 a month, purchases at PHP 100,000 a day, sends to a Maya user at PHP 20,000 per transaction and PHP 100,000 a day, and InstaPay outflows at PHP 50,000 a day and PHP 100,000 a month.
• Super Users — PHP 500,000 applies three ways: as the monthly wallet limit and as each daily purchase and send limit. What makes an account eligible for this tier is something Maya does not publish
• Ultimate Users — The wallet limit runs PHP 5,000,000 a month, while daily purchase and send limits sit at PHP 5,000,000 each. What makes an account eligible for this tier is something Maya does not publish

The published ceiling of Tier by tier the monthly cap climbs: PHP 50,000 for Basic, PHP 100,000 once Upgraded, PHP 500,000 for Super Users, and PHP 5,000,000 for Ultimate Users. applies to the tier stated above, not to every account.

Paying with Maya at 30JILI

1. Sign in at 30JILI and open the cashier.
2. Maya sits among the payment methods the cashier lists for your account — select it.
3. Make sure the name on your 30JILI account matches the name on your Maya account.
4. Confirm the amount after you’ve checked the cashier screen for the minimum, maximum and any fee.

Your account’s live limits appear on the cashier screen — pull it up before trying any new deposit method for the first time.