30JILI Debit and Credit Cards — Limits, Fees & Settlement
Debit and Credit Cards is a Philippine payment rail — regulation: Bangko Sentral ng Pilipinas, applying Republic Act No. 10870 and the Manual of Regulations for Banks alongside Circular No. 1003.
- Operator
- For domestic debit it's BancNet, and internationally it's the Visa and Mastercard schemes. Issuance of the cards falls to individual BSP-supervised banks, not the networks
- Regulator
- Bangko Sentral ng Pilipinas, applying Republic Act No. 10870 and the Manual of Regulations for Banks alongside Circular No. 1003
- Figures as of
- 2026-09
Wallet limit: not published by the source.
Per-transaction cap: not published by the source.
Settlement: not published by the source.
Constantly present in Philippine casino discussion, Debit and Credit Cards is usually attached to figures that originate with the casino, not with Debit and Credit Cards. This page draws figures from the provider’s own publications.
Debit and Credit Cards at a glance
| Field | Value |
|---|---|
| Operated by | For domestic debit it’s BancNet, and internationally it’s the Visa and Mastercard schemes. Issuance of the cards falls to individual BSP-supervised banks, not the networks |
| Regulated by | Bangko Sentral ng Pilipinas |
| Wallet limit | Not applicable to this rail |
| Per-transaction cap | Not applicable to this rail |
| Settlement | Not applicable to this rail |
| Published fees | A ceiling of 36 per cent a year, or 3 per cent a month, now applies to credit card interest and finance charges on revolving balances, set by BSP Circular No. 1165 of 2023 in place of the 24 per cent cap set in 2020. Under the same circular, cash advances are capped at a flat PHP 200 processing fee per transaction, with nothing else allowed on top. Rather than being capped by BSP, merchant discount and interchange rates get worked out commercially between acquirer and merchant; the percentages often circulated for them have no primary source, so they’re left out here. |
A point-in-time snapshot from 2026-09 is what these figures show. A payment provider can alter its limits and fees anytime without notice, making its own page the only place to find current figures.
Debit and Credit Cards’ take on gambling transactions
None of BSP, Visa, or Mastercard appear to have published a Philippine-specific stance on gambling transactions. Code 7995, the restricted merchant category applied to gambling merchants industry-wide, needs explicit acquirer approval, and many issuing banks are reported to reject it as a default policy. This isn’t sourced from a Philippine network or regulator statement but from general explainers on payments; it appears only to account for why a card payment to a gambling merchant could be declined despite no published rule, and shouldn’t be taken as an established fact about Philippine cards.
Paying with Debit and Credit Cards at 30JILI
- Log in at 30JILI, then head to the cashier.
- Select Debit and Credit Cards from the payment methods listed by the cashier for your account.
- Make sure the name on your 30JILI account matches the name on your Debit and Credit Cards account.
- The minimum, maximum and any fee are listed on the cashier screen — check them before confirming the amount.
Make it a habit to check the cashier screen for your account’s live limits ahead of a first deposit on any new method.
Other payment rails explained here
- GCashAs an Electronic Money Issuer, it operates under a licence from Bangko Sentral ng Pilipinas.
- MayaBangko Sentral ng Pilipinas classifies it as an Electronic Money Issuer, also registering it as an Operator of Payment System.
- GrabPayAn Electronic Money Issuer status that Bangko Sentral ng Pilipinas conferred in 2018
- InstaPayBangko Sentral ng Pilipinas, by way of the National Retail Payment System framework
- PESONetBangko Sentral ng Pilipinas, by way of the National Retail Payment System framework
FAQ
What's the wait time for Debit and Credit Cards?
A settlement time isn't published for Debit and Credit Cards.
How much is the Debit and Credit Cards wallet limit?
Debit and Credit Cards does not publish a wallet ceiling, which is why none appears here.
Who regulates Debit and Credit Cards?
Debit and Credit Cards — regulation: Bangko Sentral ng Pilipinas, applying Republic Act No. 10870 and the Manual of Regulations for Banks alongside Circular No. 1003. That covers the rail, not the casino.
How do I pay with Debit and Credit Cards at 30JILI?
Sign in first, then open the cashier and choose Debit and Credit Cards from your account's listed methods. The name on both accounts should match, and the limits the cashier shows should be checked before you confirm.